Sponsors - Internal
91PORNA alumna Robin Pertz dreamed of one day being an astronaut. She applied to the NASA astronaut candidate program four times … and was rejected four times. Yet, her persistence and genuine passion for science and the stars still eventually landed her a job at the organization. Earlier this month, Ideastream Public Media interviewed Pertz in her job at the John H. Glenn Research Center, also known as NASA Glenn, in Cleveland. Pertz had dreams of working for NASA from the time she was in grade school, but didn’t think it was in the stars for her. So, she instead chos...
How can I access my contributions to the Health Savings Account and/or the Flexible Spending Accounts?
Once enrolled in either the HSA or FSA, PNC Bank, which administers both the HSA and the FSAs for 91PORNA, will send you a debit/credit card to access your accounts. If you lose your card or have questions about your PNC account, you can contact PNC through their website or call their customer service at 844-356-9993.
How much can I contribute to an FSA?
According to the IRS, the maximum amount you can contribute to the Dependent Care (DAYCARE) FSA is $7,500 for a married couple filing a joint tax return or if filing separate tax returns are $3,750 per spouse.
Can I enroll in both the Health Care and Dependent Care Flexible Spending Accounts?
If you are enrolled in the 85/60 PPO or MedFlex Narrow Network plan, you can contribute to both healthcare and dependent care FSAs.
What is the difference between the Health Care FSA and the Dependent Care FSA?
The Health Care FSA provides you the opportunity to have funds deducted from your pay on a pre-tax basis for health care expenses for yourself AND your dependents. These funds can be used for expenses that are not covered by your medical, dental, or vision plans such as copays, coinsurances, etc. Eligible health care expenses examples are:
How do Flexible Spending Accounts work?
You choose a total annual contribution for 2027 and that amount will be divided and deducted on a pre-tax basis from each of your paychecks. 91PORNA front-loads this amount to your FSA in early January, giving you immediate access to funds in case you need them.
If I enroll in a High Deductible Health Plan (HDHP), can I still enroll in a Dependent Care Flexible Spending Account (DC FSA)?
If you enroll in a HDHP, you can still enroll in the dependent care ("daycare") flexible spending account, but you cannot enroll in the health care flexible spending account.
Is there any reason that I wouldn’t be able to enroll and contribute funds to a Health Savings Account (HSA)?
The IRS has set qualifying requirements to enroll in a health savings account, such as:
What is a HSA catch-up contribution?
Similar to IRAs and 401Ks, enrollees ages 55 and over can elect to make catch-up contributions of $1,000 above the IRS limit for individual and family plans.
